Bank account in China

Open a banck account in China: 15 RNB, thant means less than 2 euro!
Annual costs for the bank account: 0 rnb.
Annual cost cfor the card (to get cash at ATM): 10 rnb.
Multiple courrency, that i can deposit in RNB, euro, dollars, etc... and get cash in the same (many courrencies).

Why in Italy is completely different?

 

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